Overview

LoanMyntra respects the privacy of every individual who accesses or uses our digital platform. As a fintech platform offering short-term personal loans, protecting customer data and preventing unauthorized use is one of our core responsibilities.

This Privacy Policy applies to all existing, past, and prospective users of LoanMyntra. By visiting our website, registering an account, or applying for a loan, you acknowledge and agree to the terms outlined in this policy.

Consent to Communication

By using LoanMyntra’s services, you expressly consent to receive calls, SMS messages, WhatsApp notifications, and emails from LoanMyntra, its authorized lending partners, and service providers for purposes including loan processing, verification, repayment reminders, and customer support.

Information We Collect

• Personal information such as name, age, date of birth, and residential city
• Contact details including mobile number and email address
• Government-issued identity details such as Aadhaar and PAN
• Bank account details, bank statements, income, and employment information
• Device and technical data such as IP address, browser type, and app usage
• Location information (GPS), subject to user permission

Use of Personal Information

The information collected by LoanMyntra is used strictly for legitimate business purposes, including identity verification, credit assessment, loan eligibility determination, fraud detection, and regulatory compliance.

Any access to device files, images, or documents is explicitly requested during the KYC process and is used only for verification and compliance requirements.

Data Storage & Security

LoanMyntra implements robust technical and organizational security measures to protect personal data from unauthorized access, misuse, alteration, or loss. All data is stored securely in compliance with applicable laws and industry best practices.

We do not sell or rent customer data to third parties. Personal information is shared only with authorized banks, NBFCs, or regulatory authorities where required for loan processing or legal compliance.

Service Availability

LoanMyntra provides short-term personal loan solutions across various regions in India. Service availability may vary based on lender policies, regulatory requirements, and geographic location.