NEVER PAY IN CASH OR INTO ANYONE'S PERSONAL ACCOUNT
You are strictly advised not to make any payment in cash or transfer money to any personal bank account of our representatives. As a fully digital loan platform, we accept payments only through authorized digital channels.
Our representatives will never ask for cash, commission, or personal transfers. Any such request should be treated as fraudulent.
If anyone demands commission — either locally or from Head Office Delhi — report it immediately.
The Annual Percentage Rate (APR) is calculated based on factors such as your credit score, loan amount, and income stability. Typically, a higher credit score results in a lower APR. However, we offer a fixed APR applicable to all customers.
APR reflects the actual cost of borrowing, including interest, processing fees, and applicable charges. It helps customers compare loan products transparently. Our fixed APR is up to 375% per annum.
| Loan Amount | APR | Tenure | Daily Interest | Interest Amount | Processing Fee | GST | Net Disbursed | Total Repayment |
|---|---|---|---|---|---|---|---|---|
| ₹15,000 | 375% | 61 Days | 1% | ₹4,500 | 10% | ₹270 | ₹13,230 | ₹19,500 |